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Index du forum > QUESTION D'ASSURANCE > Guaranteed issue term or traditional underwriting for someone over weight?


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Guaranteed issue term or traditional underwriting for someone over weight?
Hi all,

I greatly appreciate any advice and/or insight. I have a prospect who has a 10 year term policy that is coming due in a 2 years and would like to purchase a new 10 year term policy. He was rated Table D when he purchased his in force policy.He is 27, 6 feet tall and weighs 350 lbs. No tobacco use. His only health issue is IBS (Irritable Bowel Syndrome). Does anyone have any thoughts or ideas to share? I am not sure if I should apply for something that's guaranteed issue or fully underwritten?

Please help.

I did not find the right solution from the internet.

References:-
https://bit.ly/2I9ii0N
Explainer Video Production studio

Thanks





 le 12-05-2018 à 11:55:24